Här kommer en artikel som kan vara läsvärd om man vill ha lite inspiration kring budget:
Below, for example, is a framework that a young family might use. Notice the very broad categories:
- Housing and utilities: 20%
- Student loan payments: 20%
- Transportation: 10%
- Discretionary expenses: 30%
- Additions to savings: 20%
What about an older family? Here’s what its framework might look like:
- Housing and utilities: 10%
- Tuition for children: 20%
- Transportation: 5%
- Discretionary expenses: 30%
- Additions to savings: 20%
- Gifts to adult children: 10%
- Gifts to charity: 5%